BMS Canada Risk Services Ltd (BMS) is the Institute’s exclusive insurance broker for all regulated members' Professional Liability Insurance (PLI).
The following content was prepared in partnership with BMS Canada Risk Services Ltd. (BMS). It is provided for general information purposes only and do not constitute professional broker advice.
To request your personalized PLI certificate, please email the APPI Office at [email protected].
Professional Liability Insurance
APPI members can enjoy a variety of benefits and services, including professional liability insurance (PLI), brokered by BMS Canada Risk Services Ltd. (BMS).
Errors & Omissions (also known as Professional Liability) Insurance protects you against liability or allegations of liability for injury or damages that have resulted from a negligent act, error, omission, or malpractice that has arisen out of your professional capacity as a planner or if a complaint is made against you to an organization regulating your insured profession. Learn more about the policy available to APPI members here.
To learn more about Errors & Omissions Insurance, or if you have any questions, please contact our program broker, BMS, at 1-844-294-2714 or via email at [email protected].
Helpful Resources
Why APPI’s Liability Insurance is Right for You: Wondering why so many members choose APPI’s insurance program? Check out these key benefits and features that make it a smart choice.
Watch: Learn More About APPI’s Insurance Program: Protect your career the smart way. This quick video breaks down the benefits and coverage options available through our insurance program, designed just for our members.
Your Policy Highlights — All in One Place: Knowing your coverage inside and out helps you make confident decisions. This graphic breaks down the key points of APPI’s Liability insurance policy so you can quickly understand what’s included and what matters most.
Your top insurance questions — answered: Insurance can be complex — but it doesn’t have to be. This article, drafted in partnership with BMS, answers to the most frequently asked questions about the APPI’s Insurance Program.
Stay Informed: How to Report a Claim: Facing an Errors & Omissions or Professional Liability claim can be stressful and unfamiliar. In those first moments, knowing what to do, who to contact, and how to protect yourself can make all the difference. This article explains what to do in the event of a claim, or you can watch a video about claim reporting here.
Which Insurance Coverage fits your Practice?: Not all practices are the same — so insurance needs vary too. Check out this guide to see which coverage options fit your specific situation.
Additional Individual & Business Coverage
APPI members benefit from E&O (Professional Liability Insurance) through our broker, BMS.
But if you're working in private practice - for instance, as a business owner, or independent contractor – E&O alone does not provide all the protection you need. That’s why APPI members also have access to a suite of specialized insurance products tailored to meet the unique needs of those running or operating a business:
• Commercial General Liability
• Legal Entity PLI
• Property/Contents/Crime Coverage
• Cyber Security and Privacy Liability
• Personal & Family Cyber Coverage
• Employment Practices Liability
• Legal Services Package
• Legal Expense Insurance
• 24-Hour Accident Insurance
• Critical Illness Insurance
• Emergency Medical Travel Coverage
…and more.